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bluefirebrand 9 hours ago

> They might have been "buying" a home with a long-term mortgage

Oh thanks for reminding me, people used to buy houses on 20 year mortgages now to make them remotely affordable they have to be 30-year mortgages

Good catch!

EA-3167 9 hours ago | parent [-]

I take it from the shift in tone that you understood my point, although you don't particularly care to discuss it. I get it, no one ever wants to hear that biggest changes have been:

More people

More money

More people with more money

More competition for something previously limited to far fewer people historically

Costs rise

Expectations rise

Debt rises

And now if you've been keeping track we're at the "people who can't afford delivery finance their Doordash with a short-term loan" stage of the game.