"The law in America relies on intentionality, notes Rune Kvist, head of Artificial Intelligence Underwriting Company, which insures AI firms. If no human intended to hack anyone, no crime can have happened. The ability to sue for damages is limited too."

This is sloppy. Criminal negligence exists (although some crimes do require intent). And civil tort certainly doesn't require intent.

The guys who job is to shell out damages claims no one deswrves damages

I never understood why would these labs disclose such crimes, because hacking is a federal crime, and admit some sort of fault in public which would be used as evidence in a court of law against them, unless it's all bullishit and a publicity stunt...