The moral crime of excessive claims denials that resulted in many needless death for no better reason than he wanted a to boost UHC's stock price to get a bigger bonus.

He deserved death, but the manner in which that death is administered matters. Vigilante justice corrodes the very foundations of the justice system, if we allow it the end result will be far more dead innocent people than guilty ones. I don't want more innocents to die just to kill those who deserve it.

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lotsofpulp 8 hours ago | parent | next [-]

>The moral crime of excessive claims denials that resulted in many needless death for no better reason than he wanted a to boost UHC's stock price to get a bigger bonus.

Since you know what excessive is, at what level do the premiums become a moral crime?

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scottLobster 7 hours ago | parent [-]

Excessive is knowingly denying someone necessary medical coverage solely for financial gain. If private insurers want to play that game then they can register as a non-profit organization or be an optional layer on top of a public backstop, such as medicare-for-all, an arrangement they've lobbied against for deacdes.

Sadly, they want to retain the ability to deny you coverage for any reason. Their maximum profit happens when they pay out as few claims as possible. The only reason they don't already operate that way is legal enforcement, so let's take that to it's logical conclusion

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lotsofpulp 6 hours ago | parent [-]

If you were in charge of denying or approving claims (millions of them), would you expect to make errors?

Would you expect every insured without sufficient medical knowledge to understand which denial was appropriate versus which was an error?

	▲	pc86 6 hours ago \| parent [-]
		You know the answer, they would just steal money from people they don't like the pay for everything, and when that runs out almost immediately they'll implement rationing and waitlists. Tale as old as time.

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pc86 9 hours ago | parent | prev [-]

[flagged]

	▲	scottLobster 9 hours ago \| parent [-]
		Where do you think all criminal codes come from? Are they mined out of the earth already written? It's a constantly evolving set of rules based on a society's collective moralities. There are many crimes today that did not exist 100 years ago and vice versa. Yes, there are crimes that should be punished that are not yet present in the criminal code, and you don't need to be a legal scholar to propose new ones. I think most people agree deriving financial profit by knowingly denying people necessary medical treatment is immoral.