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toomuchtodo 14 hours ago

Europe is also excellent in my experience, specifically Portugal and Spain. My health insurance cost for a family of four in Spain is ~$2k/year as someone on a visa. In the US on an employer plan, it was ~$20k/year (premiums, copays, etc).

asa123 13 hours ago | parent | next [-]

I think the commenter you responded to filtered first for countries with outcomes better or exceeding the US? Though I’m not sure Portugal and Spain automatically fall into that category

eru 13 hours ago | parent | next [-]

Oh, I picked Singapore, because I moved here. I picked US because that was the topic under discussion. And Britain because the parent comment talked about 'free' healthcare.

asa123 12 hours ago | parent [-]

complete misreading between the lines on my part then apologies

eru 12 hours ago | parent [-]

Oh, no worries at all.

toomuchtodo 13 hours ago | parent | prev [-]

I can only n=1, but most, if not all, experiences we've had obtaining medical care were better in Europe. Care specialist for my autistic kids, primary care, etc. From my unofficial surveys, many folks I know in the US are having a hard time finding various care providers, even if they have insurance. More data on this is always welcome.

amanaplanacanal 12 hours ago | parent | next [-]

It seems fairly common in the US to have a hard time finding a doctor that will take your insurance, especially so if you are on Medicaid. Even with good insurance, a lot are just not seeing new patients. More and more tasks are being pushed off onto nurse practitioners and physician's assistants. And the number of residencies is still limited by the AMA, so you aren't getting enough new doctors.

asa123 12 hours ago | parent | prev [-]

I can believe this; it's my personal and anecdotal evidence (and that which is believed by family) that the maximum quality of US medical care is quite incredible, but any perceived median (accounting for accessibility and cost) is really quite shit

eru 13 hours ago | parent | prev | next [-]

A quick search suggests that Spain spends around 9.3% of gdp on healthcare. The UK spends around 10.9%. Singapore is around 5.5%.

toomuchtodo 13 hours ago | parent [-]

While interesting facts, this is typically not the primary criteria which people use to decide where to expat to, versus availability and affordability. I cannot speak to the residency requirements of Singapore, but those of western Europe are very generous, as some who has helped folks leave the US for there. If you are in Spain on a tourist visa, and apply for the equivalent of a digital nomad visa while in country, you get three years as a temporary resident. At three years, you re-apply for another two years, and after those five years you can apply for permanent residency. 80% of your income must come from outside of Spain. They’ll even take a letter from a US W2 employer as income verification.

If you have any resources you can recommend on immigrating to Singapore that would be helpful and relevant for folks considering it as an option (whether on an employment, student, or pension/non lucrative visa), I welcome them to add to my resources for distribution to those seeking an exit strategy. Thank you in advance.

https://news.ycombinator.com/item?id=47161587 (resources)

eru 13 hours ago | parent [-]

Oh, I was purely talking about what healthcare costs society.

I love it in Singapore, but if you don't want to live in a steam sauna, there are better countries for you. And if you are an American, I guess you don't even benefit from our more enlightened tax system anyway.

toomuchtodo 13 hours ago | parent [-]

> And if you are an American, I guess you don't even benefit from our more enlightened tax system anyway.

https://www.irs.gov/individuals/international-taxpayers/fore...

> If you are a U.S. citizen or a resident alien of the United States and you live abroad, you are taxed on your worldwide income. However, you may qualify to exclude your foreign earnings from income up to an amount that is adjusted annually for inflation. In addition, you can exclude or deduct certain foreign housing amounts.

So there are mechanisms by which to avoid paying income tax to the US as as someone with a potential US tax liability living and working abroad, although it can be a facts intensive situation. Think like a Hacker, this is just another system and set of rules to hack ("How can I live outside the US, maximize my quality of life, pay the taxes due to my residency jurisdiction, while avoiding paying as much US federal income tax as possible?").

(For the 2026 tax year, the maximum Foreign Earned Income Exclusion (FEIE) is $132,900 per qualifying person, an increase from $130,000 for 2025. Married couples where both spouses work abroad and qualify can exclude up to a combined $265,800; the contents of this comment are for educational purposes only, and are not financial or tax advice, speak with a professional)

ricardobayes 13 hours ago | parent | prev [-]

Yes and for something rare or complex, you can always fall back on the public health insurance.

toomuchtodo 13 hours ago | parent [-]

I appreciate the collectivism and it is a component of why I am happy to pay Europe any of the taxes they ask for.