I think the idea that "regulation is the bottleneck" is at least as pernicious as the idea that "intelligence is the bottle".

US health care is well known to be an ongoing disaster for US health care end-users however many new health care products US companies produce. The overall situation is that final good health outcomes currently and in the near future require humans involved and moreover, caring human attention involved - among other things because human health involves many, many "outliers" and many, many connections between social, biological, psychological and individual factors.

The US both an entrepreneurial "try things out" approach and a vast spider web of regulations. Why? Because if it didn't have that people would be dying at a faster rate, in droves. Occasionally, even with this, really bad stuff comes through (see opioid epidemic etc).

There currently isn't a way out of this since the entrepreneurial needs to cheapen humans and get humans out of the loop. Again, that produces mediocre factory health care for maybe cheaper if you're lucky and careful. And again, f-- kills people if no one looks (Theorno etc).

The think is, it's more plausible that some level of intelligence could get a handle on the multifaceted needs that are actually involved in actual human health care. The problem is that it seems likely that experiments using inadequate tools are likely to harm many people before that happens.