It’s just gambling, not investing.

It may be true but if you have nothing else going for you I can see why some folks would throw their leveraged hat in the ring.

Not the first time, not the last either. https://www.pbs.org/wgbh/pages/frontline/creditcards/themes/... https://www.bis.org/publ/bppdf/bispap46k.pdf South Korean gamblers are the index species of any global credit bubble.