If you are curious about this, I recommend There’s No Place for Us: Working and Homeless in America. It covers how some folks, with no credit, are forced to live in extended stay hotels (where they take cash up front and don’t run credit) which can cost multiple times what rent can cost.

If you put the author, Brian Goldstone, into YouTube, you can find some recent news coverage of some of the folks from the book and iirc one of them is Ubering in a lemon, working 60-80 hours a week just to break even.

In America, unfortunately, we’ve perfected the debt trap and turned poverty into a profit center. The same equity companies own rental properties, extended stay hotels, and storage locations so they can vertically integrate homelessness.

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fragmede 18 hours ago | parent [-]

The most evil thing I heard was companies like Doordash and Uber buying up data on who has credit card debt, so they know which driver is more desperate for cash, so they can low-ball them and give them a worse offer because they're more likely to take it because they're desperate for it.

	▲	frenchtoast8 13 hours ago \| parent \| next [-]
		Where is the proof of any of this? There are too many conspiracy theories about gig work. There was a similar post on HN a few months back[1] based on some anonymous vagueposter on Reddit, again without evidence. Would I be surprised if this is true? Of course not. Should we just start believing random things without any critical thinking? No. ^1: https://news.ycombinator.com/item?id=46461563
	▲	bryan_w 10 hours ago \| parent \| prev \| next [-]
		You fell for some kid's story and should feel bad for repeating it unsubstantiated.
	▲	weird-eye-issue 13 hours ago \| parent \| prev [-]
		Wow that's terrible but also pretty smart...