A normal sized plot with a house listed to be torn down on in outskirts of Zurich costs 7mil. A 2 bedroom apartment on the countryside costs 2mil. You will not pay this in a lifetime from 2 good level swiss salaries.

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stephenhuey a day ago | parent [-]

Are you Swiss? I'm no expert but from talking to Swiss people, their mortgage system is very different from the American one, and people are in no hurry to pay off their mortgages, and often they're never really paid off. Americans might find that appalling but the Swiss people I've spoken to find it normal. Tax incentives also help with this.

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poisonborz a day ago | parent [-]

It is the UK/Nordic system which I find morbidly bad. It already assumes you will never pay off the property and you pass it down to family and children, possibly multiple generations. It allows for property prices to go to the moon instead of incentivising for affordability. Makes for a system giving up owning property. How did we humans come to this.

	▲	DANmode 12 hours ago \| parent [-]
		Allowing financial system abstraction on one end, and allowing our brains to rot on the other.