When I make, say, meat loaf, at home, I know that I use ground beef, Panko, egg, onion, ketchup, vinegar, oregano, and garlic. If somebody asks whether there's ground beef, wheat, onion, tomato, vinegar, oregano, or garlic in the food, I believe a waiter could give a correct answer. But if somebody asks about yeast, or high fructose corn syrup, the waiter might have to ask the cook, and the cook might need to look at the label for the Panko or ketchup (surprise! packaging for restaurants may not have the same information as consumer packaging).

If somebody orders, say, ribs, and mentions they are allergic to spices that are found in some barbecue sauces or spice rubs, the waiter isn't going to know (and the cook might not know) if those spices are in the dish, and especially won't know if they're present in a large enough amount to cause a reaction.

The FDA does require manufacturers to keep track of the most common allergens ( https://www.fda.gov/food/nutrition-food-labeling-and-critica... ), but if somebody has an uncommon allergy, they're on their own. Restaurants are regulated by state health departments instead of the USDA. California, I believe, has some allergen labeling requirements for its restaurants. Most large restaurants worry enough about liability that they disclose the information (for common allergens) voluntarily.

In general, I think the barrier to entry to providing goods and services is now high enough that it discourages ever larger numbers of businesses from ever being started in the first place.