it's a self-created boondoggle designed to extract money - a scam

that's why the culture created the insane issue of jailing people instead of investigating numbers and fixing bugs - the scam must continue to enrich the players

Don’t forget to mention part of those players are the clients.

“Clients” usually are even worse offenders than these extractive scam companies, mostly because the “clients” are playing with someone else’s money, usually the taxpayer.