> I have a lightning

...which are going for $50k-$75k USED.

Did you forget to amortize that number or is it included in the $20? Will you pay off the loan in the year 2326?

A new gas F150 isn’t that far off they cost roughly 50,000 as well which is what my truck cost, new. I had a three-year interest free loan. It’s all paid off.