> No you forgot the wasted spending on Social Security, Medicaid, and other subsidies!

Most of that money ends up being spent in communities (grocery stores etc) and hospitals. So at least that money flows back into a local community.

There's plenty wrong with the US healthcare system, but since the vast majority gets their healthcare through their employer you'll have to come up with something for when they retire or unable to work. That's just an outcome of how the system was set up.