thats why btc/monero is not as great as a lot of people think.

ethereum has stablecoins and dex swaps so you dont have to do p2p once you have any tokens in the ecosystem, all you need is some eth to pay gas fees. and its the only crypto project i trust completely.

for privacy theres railgun and aztec, both have canonical bridges back to layer 1 and enough users to give you correlation resistance. tornado cash has compromised governance but i dont think the core contracts are broken so you can use that too, just be careful when you deal with americans because its illegal there.

kinda ironic that bitcoin is designed to be as trustless as possible but you need to trust third parties with you money a lot of the time because the core protocol is too simple for its own good.