> "I made the wrong decisions and I want society to bail me out of them".

The irony of you using this in a negative sense when capitalism has profited mightily from exactly this dynamic is not lost on me, in that insurance companies are insanely profitable things. And that's without getting into what b3lvedere notes in the other comment about disability and the absolute, fundamental dependency capitalism has on socialized risk, e.g., limited liability as a corporate model, bankruptcy protection, even the dependence on national military and economic strength to create the conditions for private profit. Note that I'm not even dinging capitalism here. Not at all. It's just that capitalism wouldn't work without whole social risk networks to create the conditions for private profit.