I'm not sure I understand the question actually. Will it work the same way for consumer as ideal does now? Yes, that the promise. Will the actual protocol and endpoints used be the same? I guess not, but also nothing drastic for integrators to worry about.

What I don't get is -- what will be added on top of what ideal already does.

>The GLS bank implies it's not up to them.

They probably can't make two systems within the bank talk to each other for whatever reason. One reason could be -- we are afraid to touch one side and the other is supplied by a vendor. Or politics, or just a plain skill issue. I'm not them and can't possibly know, but my employer was named in comments already, so I feel like I can extrapolate a bit