Appreciate the attempts to quantify it. I haven't tried to quantify washing, but I do look at mine regularly. I doubt anything accumulates that rain doesn't handle well enough.

Messing around with ground panels is lower risk and safer than roof panels where tool extenders and ladders start to become involved. If you have roof panels, you are the biggest danger to your panels (and yourself.) Don't try to clean them, spray them, knock snow off of them. I was told this multiple times by my installer. :)

As another anecdata-point, when we did this for a now already fairly old roof installation of about 15kWp, it was more than “just about worthwhile”, since the panel area is contiguous: cost seemed to scale up less quickly than the wattage/theoretical maximum output, and the cleaning guy (solo company, IIRC) even told us it wasn’t necessary to do this every year (we hadn’t had it done even once the first decade+ of the installation’s lifetime).

So, at least in our case, definitely worth it.

In many countries it is actually illegal to use tall ladder etc. owners would have to erect a scaffolding to make access for work people to clean it safely.