That might change on the country. At least here in Brazil, all logins require some sorth of MFA.

This changes by banks, some send code to our phone number (thought WhatsApp or SMS), others send SMS+email + face ID. All of them require at least the face ID. Some biggest banks requires you to go to ATM to authorize app access. You insert your card, password and authorize there.

There's Mercado Pago, which supports passkeys and standard MFA too. So you can store on bitwarden even.