Agreed, it's the exact same as me, I haven't seen someone put it into such succint words before, so bravo.

I think the reason is because I've anchored passkeys into my understanding of how 2FA works, and the pain of migrating 2FA from one phone to another.

So, I don't want to bother with it.

use an app where you can backup the 2FA DB.

https://f-droid.org/en/packages/org.liberty.android.freeotpp...