I wish that rather than the closed govt medical programs we have... we simply funded a public, non-profit health insurance provider that is motivated by fiduciary responsibility, but not profit driven. While this may seem heartless as some would fall through the cracks, such as cases like tfa that wouldn't be covered, at least there would be more competition against the private insurance companies.

I'm not a fan of fully socializing medicine, but having a non-profit with negotiating power in the mix could only help.