Pretty sure fire is a risk to servers as well.

Servers make it easier to keep & maintain duplicate data in separate locations, which’ll be unlikely to be affected by the same fire.

	▲	alt227 2 hours ago \| parent [-]
		Yeah, so does photocopying. The threats you are listing are identical to physical model.

only in that location.

mirror that DB onto a server on the other side of the country, or continent, etc.

	▲	alt227 2 hours ago \| parent [-]
		Photocopy your documents and send them to another location, same threats same resiliance.