With a coding plan, there is no need to use lower quality models right (GPT 5.6, Fable 5). Only with some kind of batch job (processing PDFs) I could imagine not having enough usage with a 100 or 200 USD coding plan. It sounds like you're on API? I'm dying to know why, since it seems quite common, yet it's about ten times the cost. Sounds like a terrible deal. What am I missing?

What I said was specific to work and it is not entirely clear to me why the cost goes up so much the moment I switch to medium with just Sonnet 4.6 (newer models would be even more I guess). There is a monetary budget allocated and I've blown it easily in the past with Claude. Cursor has been a life saver.