I'd definitely take the other side of that bet. Xennials are significantly richer today than boomers were 25 years ago, generally own their house and have a 401K or similar.

Xennials have benefitted from the same forces that made the boomers rich. They're not young adults.

Xennials were at prime house buying age when houses were really cheap after the 2008 housing crash.

https://en.wikipedia.org/wiki/Case-Shiller_index#/media/File...

If you bought at exactly the right second of the crash, houses were where they were at the peak of the late 80s bubble.