Two times now that I've recently signed up for a streaming service to watch a show I'm interested in, I find out after signing up that I can only get 720p since I'm streaming to a browser. Money is part of it, but when it's easier to torrent 1080p than to pay money to get it, it's a service issue.

It's never just one thing either. People will try to narrow it down to one thing, and say cost or service fatigue is the dominant factor, but it doesn't work like that. The cost is an issue. Having to have 4 different streaming services for the shows you want is an issue. The quality of the apps are an issue. How much easier is the service compared to just torrenting is an issue.

At some point spending some time finding a seeded torrent sounds more pleasant than dealing with all of that. I can usually find a torrent, start a download, and begin watching a show faster than it takes me to figure out which streaming service it's on, decide if it's worth the price at that moment, and actually make an account with them and pay for it.