Not sure I understand the argument.

Obviously there are people who help themselves to others' money if given the chance no matter the circumstances. But if the circumstances change so that people DO start going hungry or homeless, which is a rather obvious side effect of AI-but-not-AGI maximalism brightly espoused by our overlords sama and amodei of the "I can’t wait to make half the knowledge workers worldwide obsolete" variety, the scale of the problem will obviously get worse, as well as the type of people you can get involved if you’re in the international scam market.