> I am able to see my PCP and dentist within a week if I want.

This is very much location- and provider-dependent, regardless of rural or urban setting. You also have to factor in that some doctors do not work at a single clinic but may schedule their week to spend certain days at one facility and the rest at others (ex. Monday and Thursday at Facility A, Tuesday and Wednesday at Facility B, Fridays off) which can limit the ability to see them in the same week especially if the facilities are not owned by the same organization.

Healthcare access and quality aren’t consistent. Some states or areas in the same state will have better providers than others. Some health insurances will cover things without question and others may fight against you on covering things.

I recently had knee surgery and hit my deductible due to the procedure but insurance billed me for full price on part of the it because they deemed it to be “experimental and unnecessary.” There was some back-and-forth between the surgeon’s office, my insurance, and myself to understand why only a part of it wasn’t covered. This was an additional $1,200 that eventually I had to pay for; even after paying $1,100 up front because of my high-deductible health plan. I’m financially stable enough to cover it without it destroying my savings but this kind of surprise isn’t uncommon for US citizens even with recent laws trying to make costs more predictable.