ROI on bank loans to Oracle and corporate bonds. Those will have interest rates and returns.

If Oracle is highly leveraged or betting the farm on AI, then their credit worthiness goes down.

Alternatively, if money floating around to make loans is drying up, companies have to offer better terms to attract the dwindling supply

> ROI on bank loans to Oracle and corporate bonds. Those will have interest rates and returns.

Those are intrinsically linked to ORCL equity. ORCL needs an ROI to service their debt.