Same, and hope I can afford that w/$ $/t, 650w is wild to run here24/7 , would cost me 32% of my salary

(650/1000)(24*30)=468 kWh.

That would cost me about $70/month ($0.15/kWh) or someone in California about $234/month ($0.50/kWh).

Do you pay $1/kWh and make ~$1500/month or something? I can’t make the math work for your case.