Yes, trains are cool, until you realize, they cost money too instead of generating profit. Huge problem in some EU countries rn.

> By hiding the costs

It's also called externalization of cost(!) and a systemic problem under capitalism. Im afraid there is no quick fix to this like removing directly involved third parties from health care processes, because like in any economy, the upstream suppliers to the healthcare sector are as profit driven as your current adminstrational layer. You would just push the sympthom around.

From a german perspective, the US has speedrun a process, most of the EU countries are in too, just boiling the frogs slower. You have increasing cost and/or degrading services while budget considerations are always at the front of it. (Behind that is imo top-down fiscal pressure coming from our monetary/banking systems more aligned with the profit seekers.) If germany would reinvent its health care system from scratch in todays neoliberal climate, we'd end up with something very similar to the US, if at all. But since the german public has adopted price expectations, our services get cut to death a million times instead of moon pricing.

EDIT: The video is too shallow to touch broader systemic explanations, so it cant see similarities aswell.