> Say you want to throw an event. A medium sized gathering. More than a couple of friends. What happens if someone gets hurt at this event? Who's liable? Who's insured for what? It's boring and annoying, but if you throw an event without insurance and something happens, you're gonna have problems. So that paperwork needs to happen.

People have been throwing events of medium size since... well, pretty much our entire existence. For most of that, we've done it without general liability insurance.

Then we made new or interpreted old laws making others far more responsible for our well-being. Whole industries are propped up on this: a ton of lawyers, insurance companies, insurance boards, government departments, etc. etc. Did we increase overall utility by spreading out the risk more optimally given the massive cost to support that system? I'm not sure.

And so so so much of all that exists to dot the i's and cross the t's. Government staffers write and debate the law changes, insurance adjusters fight the lawyers, photos are taken, reports are written, doctors have to write more, computer systems crunch numbers.

Many feel that their jobs are bullshit because so much of this seems to be in service of the process or some possibility that might happen as opposed to doing something that actually changes something directly/tangibly.