This is my experience too. In our auto claim, the dealership expressed relief that we had "US PayPay" for our insurer. No (or less) nickel and diming apparently and smooth payment.

That "US PayPay" is pretty funny. That is similar to the name our dealership adjuster called them. He said that they are very good about coverage and will work with repair facilities to get the vehicles back on the road. I wanted them to skip the aftermarket parts for our car and just use OEM parts, some on which had to be shipped from Japan (older vehicle), and they approved everything and checked with us after the work was complete to make sure we were satisfied with the repair facility (a local dealership's shop).

Our roofing contractor said pretty much the same thing. He said they are comprehensive in their damage assessments so the coverage quoted after their rep visits tends to be very close to actual damages that should be repaired. They will adjust if you can document something they missed. Very easy to work with, he said.