This is alarming. Very soon there will be no point driving because insurance is going to jump in and mandate strict rules around how to sit, hold the steering wheel and how I should be looking and the fun of driving will be gone. This is all converging towards autonomous driving without a steering wheel.

That you are aware such rules about correct driver position exists makes me wonder how (if?) you are driving legally, as you certainly seem to lack the familiarity with the laws concerning it.