I'll do you one better: do you really need Postgres and all these extensions when you already have a filesystem?

> only after pushing Postgres to its limits, documenting why it was insufficient, and accepting the operational cost of the alternative

I love Postgres as a DB but, really, this is ridiculous. No doubt these extensions can do the job well-enough but you might as well invest in learning the right tool for the problem from the start, when the stakes are still pretty low. Why wait until, ahem, Postgres is pushed to the limit before you spin up a Redis cluster?

You don't get free opcost by using Postgres for everything. Arguably if you end up with a monolith of a database, you are paying a higher opcost (imagine if too much caching can affect all CRUD ops in your platform). Or you can manage a cluster of PG instances but that's no less complex---each plugin still comes with its own opcost!

No Silver Bullet, No Free Lunch, and all that. If your problem domain really warrants something outside of relational storage, you're gonna pay that complexity cost one way or another. You can't escape it by shoehorning everything in Postgres, fantastic as a DB as it is.