Sometimes you just hit impossible life scenarios like a pretax clawback in a hostile workplace which drains your liquid savings and leaves you broke, or breakup with a partner which forces you out the home, or learning that the landlord you split your duplex with is a charged criminal of some pretty awful crimes.

You can’t fail sometimes, even if you thought it were failure

Sure but the point is that these scenarios must be far more common now than in past decades, if they are to account with the big increase in adult children living with parents.

So what changed?