Alright, I’m at the start of my career but do have a genuine burning interest in programming. Am I fucked or not?

I’m at the end of my career and got lucky to share your interests at the beginning of a specialist boom

in your place i’d focus on delivering big wins for end-users via multiple roles ; i personally believe the days of being a specialist in one type of stack (ex: “i’m a ui developer”) are over , in this next stage we’ll say “i build products for young people looking for educational opportunities “ ; ie you’ll beed to cut across use-cases and disciplines in a way that was atypical just a few years ago

Depends on whether you leverage that interest to motivate you to sharpen your skills so that you're better at your job than your peers. If you're interested but don't do anything with that interest, then you are still in the same boat as the uninterested people.

If you're in that 20% that actually has an interest in the work then you'll probably be fine.