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realaleris149 2 hours ago

> from one of Germany's large insurers

Is this voluntary insurance? It changes meaning to the statistic to % from those that made an insurance.

uniqueuid 2 hours ago | parent | next [-]

I assume you mean there might be a self-selection issue with people who are voluntarily ("privately") insured, as compared to those who have the normal state-mandated ("gesetzlich") insurance?

This data is from AOK which is one of the state-mandated insurers. It insures around 2M people, and my gut feeling is that they are not terribly unrepresentative of the workforce as a whole.

But of course the point is, everyone with a tiny bit of true data could tell much more precise stories, and the journalists (as usual) didn't care or didn't think it would fly with readers.

TomK32 2 hours ago | parent [-]

AOK insured 27 million in 2021, couldn't find a more recent number.

uniqueuid an hour ago | parent [-]

Whoops, misread the digit! Thanks for catching.

But the numbers are still the same (it's about rates not counts), just that we can expect the 40% figure to be more accurate than with 2M.

mejutoco 2 hours ago | parent | prev [-]

In Germany you need an insurance, but you can choose which one. In Berlin at least I remember TK was the default, but you can choose others.

mimischi an hour ago | parent [-]

For clarification, “default” above doesn’t mean “In Berlin you get insured with TK by default”, and rather “Most people in Berlin will recommend choosing TK over a different state-mandated insurer”. TK was also very popular when I was back in university in Frankfurt. It might just still be the one with reasonable prices!