This is a variation on "Stop buying lattes and takeout and you too can become financially secure."

Run the numbers, and no, you really can't. Because if you have a health crisis you'll still be bankrupt.

You need an absolute minimum of $100k to protect yourself from health bankruptcy, and if you have a serious condition that's going to be too small by one or two orders of magnitude.

You're not going to get that from a $60k job.