> I had to ask myself why I can’t afford a nice home in a major city.

> Owning a home is the primary mechanism through which ordinary people build wealth.

That alone is a direct answer. Their wealth building is your failure. Their successful investments priced you out.

“Houses are for living, not for speculation.”

https://en.wikipedia.org/wiki/Houses_are_for_living,_not_for...

"Housing cannot simultaneously be affordable and a good investment."