>No AI has accountability so also should not own any benefits

That doesn't follow at all. A baby doesn't have accountability, but has benefits.

I'm all for accountability being required for important descion making. I too wouldn't let babies make similar descisions.

This non sequitur just makes it sound like you're throwing around talking points and getting them mixed up.

What benefits does a baby hold? Can a baby freely open a bank account, start a company, get married?

A baby has the benefit of being attended their basic needs. Just like Ai is also being fed power.