My spouse and I both work. We also live so far within our means that either one of us could quit tomorrow and our lifestyle would not change.

Is that privilege? I consider it basic fiscal responsibility.

We should all aspire to that, but by that measurement, a huge percentage of the population don't have "basic fiscal responsibility." I know exactly one person who could quit their job tomorrow and not have to change his lifestyle. It's extremely rare, and I think qualifies as "privilege."

I’m in a similar situation. I’m just saying that I know a lot of people who work much harder than me, without anywhere near the same financial freedom. I think it’s good to meditate on that fact regularly.