Microsoft needs to offer cheaper option since they change to token based billing. GPT-5.4 used to be x1 for yearly subscriber but now it cost 6x. i run out the premium request for just couple prompts. Github copilot for $10 used to be the best value since you get all the US AI labs model for cheap.

CoPilot was an insanely good value while it lasted. Only moneysoft could subsidize a service that much.