Quite. At least Google delivers some value to society, despite being mostly evil. Klarna is exclusively parasitic, getting people needlessly into debt and pushing a buy now pay later mentality for luxury products.

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lokar 4 hours ago | parent | next [-]

And burritos

	▲	LtWorf 2 hours ago \| parent [-]
		A local pizza place here in sweden puts leaflet in my mailbox and yes you can order pizza and pay with klarna

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tuwtuwtuwtuw 3 hours ago | parent | prev | next [-]

I wouldn't say Klarna is exclusively parasitic. Where I am located, Klarna is often the absolutely best choice for payments, and I always pay up front.

	▲	jillesvangurp 2 hours ago \| parent [-]
		Same, I use them because my regular bank are a bunch of muppets when it comes to mobile payments. I use Klarna to pay with my phone. It auto debits from the bank account. I've never paid them any interest. Works fine, other companies are available offering similar services. Key for me: works online/offline, sane process for blocking things, works internationally without getting ripped off on exchange rates, etc. I guess they make some money on deferred payments to vendors. Good for them. You can choose to go into debt with them and they make that really easy. But it's a choice in the end. If you can't be trusted running your own finances, don't get a credit card from any bank.

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basisword 3 hours ago | parent | prev [-]

There are helpful use cases that aren't parasitic. I use it if I want to buy a bunch of clothes in multiple sizes. I return what I don't need and don't need to splurge up front. The people who get into debt for unnecessary stuff they can't afford will find other ways anyway.