> Likewise, Banks employ more people after introducing ATM's than before.

that's a common trope, and its both true and false

true: more bank employees after ATM's

false: less bank employees after smartphone banking

The big 4 Australian banks (Commonwealth Bank, ANZ, National Australia Bank and Westpac) all employ pretty much the same number of people now as they did 25 years ago, but their workforce composition has changed. More software developers, fewer branch staff.