It ought to.

If you can afford either of those you have enough invested in the system that you probably won't use it lightly and if you don't you should and that's kind of the system's problem.

Ah yes, that well-known link between having immense wealth and being characterized by restraint and regard for the well-being of others.

That's why Elon Musk is both the richest man in modern history and also the most upright, caring, and self-restrained one too!