| ▲ | AFF87 6 hours ago | |
>The homeowners most exposed to climate-driven disasters are, in many cases, the same ones least likely to have insurance when those disasters arrive. I wondered whether this is a signal that the insurers don't want to insure for those risks and unsurprisingly there is a Wikipedia page for it! [1] [1] https://en.wikipedia.org/wiki/Climate_change_and_insurance_i... | ||
| ▲ | cucumber3732842 4 hours ago | parent | next [-] | |
You have to have insurance if you want a mortgage so not having insurance is basically just a proxy for (mostly old) people who own their house outright. I would carry a $50k deductible if I could. No insurer I've encountered would let me. I don't really care to insure against anything other than a total loss. | ||
| ▲ | engineer_22 6 hours ago | parent | prev [-] | |
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