Look if I get locked out with real keys and locks I can call the locksmith and get the situation resolved.

If I get locked out of Google or Amazon or Facebook I can talk to the hand at best with no recourse at all. A lot of 2FA hardware is garbage, like the Yubikey I had that had the hole attaching it to my keychain worn out in less than two years -- it could have fallen away and been lost.

If you do 2FA without recovery keys or a recovery eMail, you’re doing it wrong.

Everything I have heard from you so far is draped with ignorance and misinformation.