This. Do consider local LLMs, but set aside a dedicated machine for it. Connect via VPN or reverse proxy. If it's not a Mac them I'd also put a server distro on it. No need for a desktop environment, save your RAM.

I have a Linux box with two 3090s and it's been great for running Qwen3.6 27b. I lowered the power on each card down to 250w, and then built a small ducting/fan system to vent the waste heat outside. The machine is pretty much silent, and I'm still getting 110 tokens per second out of it for coding tasks.

https://github.com/tedivm/qwen36-27b-docker