I think at 16 GB you'd struggle to run the regular development tools nowadays, forget about any interesting inference.

Fully agreed, and my hope is as open models grow and change, that getting some amount of this working on Pro-sumer hardware will be more attainable.

But certainly seems like we are a few years away from that, sadly.

Am I also screwed in being able to train my own small model or adjust another one with such a non-workhorse PC?