How many credits would it buy? How long would it take to use them up? What's the payback period?

From what I understand, for a developer, $5000/month is maybe the high end, but $5000/year is fairly standard. (Is that accurate?) So if it pays back in 15 months, that's pretty decent. If it pays back in two months, that's spectacular.

Using some rough napkin (well, spreadsheet) math, if you ran Qwen 27B for every minute every day at the current price of $0.195/$1.56 with a 2:1 input to output ratio (eg. agentic coding) at the advertised 22 tps it would take you just about 11 years to get to ~$5000 spent.

Disclaimer: There's a 35% sale from Alibaba right now. And I'm not accounting for input tokens going faster than output tokens.

Are you comparing the cost of hosted Opus to running Qwen 3.6 locally? That doesn't really seem fair.