A friend who is a psychologist was telling me he thinks in another year or two insurance companies will insist people see an AI therapist first before being willing to pay for a real person.

LOL, the same AI that has landed companies in court defending themselves against wrongful death lawsuits for helping someone convince themselves suicide is the right answer, and even encouraging them? That AI? I am unclear that any insurance company is going to want a piece of that action anytime soon.

What you've just told me is that psychologists, just like SWEs, are prone to thinking they know how business works but in fact know fuck all.