Absolutely sucks, but it’s where we’re at, so it must be done. If your policy isn’t law, it doesn’t exist except as a suggestion.

Personally, I was very lucky. I recognize it was almost all luck. Born at the right place to the right people. Opportunities I was lucky to have because of that. Winning when gambling on relationships, professional work, and in the capital markets. I advocate for unlucky people whenever possible, because humans who did not choose to be here should not suffer due to their poor luck.

“We must take the world as it is and not as we would like it to be.” —- Maurice Allais